If in today’s time you ask someone for a loan when you need money, then they refuse you because today everyone thinks only about themselves, no one thinks about anyone else, but you do not worry at all, you all must be knowing about Paytm, you can easily exchange money with Paytm, you can complete many of your tasks with Paytm, but now you can also take a loan from Paytm, which will solve your money problem. Let’s start this post without delay and get information about Paytm.
How Much Loan Will I Get From Paytm?
When you take a loan from anywhere, you should first know how much loan you will get. Only when we know how much loan we will get, we will be able to take a loan. It is very important to know about the loan before taking any kind of loan from anywhere. Now let us know how much personal loan you can take from Paytm. You can take a loan of at least Rs 10,000 and a maximum of Rs 5,00,000 from Paytm and fulfill your needs. With a loan of five lakh rupees, you will be able to fulfill many of your needs, this much loan is enough.
How Much Interest Will Be Charged On Taking a loan?
Now let us know how much interest will be charged on taking a personal loan from here. When you take a loan, you should know about the interest rate so that you can know how much loan you will have to return. When you take a loan from anywhere, the interest rate is charged everywhere, at some places it is high and at some places it is low, but the interest rate is charged everywhere. On taking a loan from Paytm, the interest rate can be from 3% to 36% per annum and the interest rate will be charged according to your profile.
How Much Time Will I Get To Repay My Loan from Paytm?
Now we know how long it takes to repay the loan you take. When you take a loan from somewhere, then that loan has to be repaid on time. If the loan is not repaid on time, then late payment fees will be charged, so the loan taken should be repaid on time. Now we know how much time will be available to repay the loan. The time to repay the loan from Paytm will be from 3 months to 36 months and this much time is enough to repay the loan.
Who Can Take Personal Loan From Paytm?
- Indian: If you want to take a loan from Paytm, then you must be an Indian citizen.
- Age: If you want to take a loan, then your age should be between 21 years to 60 years.
- Income: You must have a source of income.
- Salary: Your monthly salary should be at least 25 thousand rupees.
What Are The Benefits Of Taking A Personal loan ?
- Credit score: If your credit score is good then your loan will be approved immediately.
- Minimum documents: You will get a loan from Paytm on minimum documents, there will be no need for too many documents.
- No guarantee required: To take a loan from Paytm, you will not have to mortgage any kind of item.
- Installment: You can easily pay the loan taken by you through installments.
- Instant approval: The approval process is very easy, due to which you will get the loan very quickly.
How To Apply for Personal Loan from Paytm?
- First of all you have to go to Paytm in your mobile and you will get many options from which you have to click on personal loan.
- After this a page will open in front of you in which you will be told about the loan, now you have to click on get it now.
- After this you have to first fill in your PAN card number, after this enter the date of birth which is on the PAN card, after this you have to enter the email ID and tick the box below and click on proceed.
- After this some options will come in front of you like whether you are salaried or self-employed or there is any other source of income, you have to choose and click on done.
- After this if you have chosen salaried then you have to tell the name of your company and you have to tell what is your annual income, after this you have to tell why you want to take a loan, many options will come in front of you from which you can choose whatever you want and click on confirm.
- After this, a page will open in front of you in which you will be told how much loan you can take according to the information given by you and you can see all the information about the loan and you have to click on continue.
- After this, you have to click a selfie of yours and upload it, keep in mind that while taking a selfie, there should be neither glasses nor a hat and the light should be good and you have to click and upload the selfie.
- After this, you have to fill in your Aadhaar card number and an OTP will come on the number linked to your Aadhaar card, which has to be filled and proceed.
- After this, you have to upload the photo of your Aadhaar card from both the front and back sides and your KYC will be completed.
- After this, you have to give the information of your bank, you have to give the information of the same bank in which you want to take the loan amount, first of all you have to enter the name of the bank, followed by the bank account number and IFSC code and the loan amount will be sent directly to your account.
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