Friends, in today’s post we will know how much IDFC First Bank Personal Loan gives, what is the interest rate on taking IDFC First Bank Personal Loan, what documents are required to take IDFC First Bank Personal Loan, how much time is available to repay IDFC First Bank Personal Loan, who can get loan from IDFC First Bank Personal Loan, what are the benefits of taking IDFC First Bank Personal Loan, how much processing fee will be charged on taking IDFC First Bank Personal Loan, how to apply for taking IDFC First Bank Personal Loan. Friends, let’s start this post without delay and move forward.
IDFC First Bank Personal Loan Interest Rate
Friends, the most important thing for us to know is the interest rate of the place from where we take the loan. The interest rate on taking IDFC First Bank Personal Loan can start from 10.99% but the interest rate depends on the credit score, profile, income, how much interest will be charged.
Benefits of IDFC First Bank Personal Loan
- If your loan is running in any other bank, then you can transfer it to IDFC First Bank at lower interest rates.
- On taking IDFC First Bank Personal Loan, the interest rate will be very low.
- IDFC First Bank Personal Loan is available to both salaried and self-employed.
- IDFC First Bank Personal Loan can be easily repaid through EMI.
- By taking IDFC First Bank Personal Loan, you can fulfill your financial needs.
For non working persons
- PAN Card
- ID Proof
- Residence Proof
- Business Proof (any one of these)
- GST Certificate
- Utility Bill in the name of the concerned person
- Municipality Tax Bill
- ITR of last 2 years
IDFC First Bank Personal Loan Interest Rate
Friends, the most important thing for us to know is the interest rate of the place from where we take the loan. The interest rate on taking IDFC First Bank Personal Loan can start from 10.99% but the interest rate depends on the credit score, profile, income, how much interest will be charged.
IDFC First Bank Personal Loan Application Process
- First of all, go to the website of IDFC First Bank and after going to the website, you will get many loan categories from which you have to click on personal loan.
- First of all, you have to register your mobile number which is linked with your Aadhar card. After this, an OTP will come which has to be filled.
- After this, you have to fill your PAN card number, after this, fill your date of birth, after this you have to enter your Aadhar card number and proceed.
- Now an OTP will have come on your mobile number, enter it and your Aadhar card will be verified and proceed.
- After this, you have to tell your source of income whether you are a salaried employee or a self-employed employee.
- After this, you have to fill the name of your parents and now the loan amount page will come in front of you that how much loan you will get.
- After this, you will be given complete information about the loan amount that how much EMI you have to pay every month. You can read all the information about the loan amount and submit it.
- As soon as you click on submit, an OTP will come on your mobile number which has to be filled in the given column.
- After this, your full address will appear in front of you, you can check it and if you want to make any changes, you can do so.
- Now you will be asked whether you live where you work, if you live there, then click on yes and if not, click on no.
- After this, you will be asked whether your bank account is in this bank, if it is in this bank, then do not give any information about the bank. If your bank account is in another bank, then you have to fill the bank details.
- After this, the loan amount will be sent to your account soon.
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