ICICI Bank was established on 5 January 1955. Its headquarters are in Mumbai. It is one of the major banks of India. This bank has a total of 6,587 branches in India. This bank also provides its services in 11 different countries. ICICI Bank gives many types of loans but in this post we will only learn about personal loans. Friends, in today’s post we will know what documents will be required to take ICICI Bank Personal Loan, who can take ICICI Bank Personal Loan, how much ICICI Bank Personal Loan will be available, how much time will be available to repay ICICI Bank Personal Loan, what will be the interest rate on taking ICICI Bank Personal Loan, what are the conditions for taking ICICI Bank Personal Loan, what are the benefits of taking ICICI Bank Personal Loan, how to apply for ICICI Bank Personal Loan. Friends, let’s start this post today without delay and move forward.
How much will you get from ICICI Bank Personal Loan
First of all, we should know how much loan we will get from this bank. Because before taking a loan, it is very important for us to know this so that we know whether this much loan will be enough for us. Friends, we can get ICICI Bank Personal Loan up to Rs 50 lakh. With a loan of this amount, we can fulfill all our biggest needs.
Required Documents
- Identity card (PAN card, Voter ID, Driving license, Passport any one of these)
- Address proof (Passport, Electricity bill should not be older than three months, License agreement any one of these)
- 2 passport size photographs
- Bank statement of last three months
- Salary slip of last three months
Benefits of taking a loan
- If you have an account in this bank, you will get the loan immediately.
- Pre-approved customers of ICICI Bank will get the loan in just 3 seconds.
- ICICI Bank Personal Loan can be easily repaid through EMI.
- You will easily get ICICI Bank Personal Loan from the comfort of your home.
- Limited documents are required to get ICICI Bank Personal Loan.
How to apply for ICICI Bank Personal Loan
- First of all you have to go to the website of ICICI Bank and you will get different types of loan categories from which you have to click on personal loan.
- After this, all the information about personal loan will come in front of you that how much loan will be available and you can read this information.
- After this you have to tell how much loan you want and for how long.
- After this you have to fill your mobile number which is linked to the Aadhar card, fill the same number, after this you have to fill your PAN card number,
- After this fill your date of birth and proceed.
- After this an OTP will come on your mobile number which has to be filled in the given column and proceed.
- After this you have to fill your Aadhar card number and an OTP will come again on your mobile number which has to be filled and proceed.
- After this a page will open in front of you in which first of all you have to tell whether you do a job or do some work of your own.
- After this, you have to enter the email ID of where you work, after this you have to fill the name of the bank in which your income comes, after this you have to fill the bank account number, give the information of your bank and proceed further.
- After this, the loan amount will come in front of you, you can also reduce the loan amount and according to that you will get complete information below.
- After this you have to send the photo of your Aadhar card and PAN card, you will get the option to send the photo there itself.
- After this your bank account will be checked, first of all you have to give the salary slip or bank statement of the last three months.
- After this you may get a KYC call in which it will be checked whether the information you have given is correct or wrong and a selfie of yours will be clicked and your signature will be checked.
- After this your loan is completely approved and you will be told when the loan amount will come to your account.
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