Home Credit Loan App was launched on 10 April 2017. 1.6 crore people trust Home Credit Loan App. Home Credit Loan App has a rating of 4.4 stars. You can take loan from this app whenever you want. Friends, in today’s post we will know how much loan will be available from Home Credit Loan App, for how long will you get loan from Home Credit Loan App, what will be the rate of interest on taking loan from Home Credit Loan App, who will get loan from Home Credit Loan App, what documents are required to take loan from Home Credit Loan App, what are the benefits of taking loan from Home Credit Loan App, how to apply for Home Credit Loan App. Friends, let’s start this post of today without delay and move forward.
Home Credit Loan App Interest Rate
Now we know what will be the interest rate on taking a loan from this app. Only when we know the interest rate will we be able to find out how much loan we will have to repay. Friends, the interest rate on taking a loan from Home Credit Loan App can be up to 19.5% per annum.
Home Credit Loan App Eligibility Criteria
- You must be an Indian citizen.
- Your age should be between 18 to 60.
- Should be a salaried employee, pensioner or self-employed.
- Must be an existing Home Credit customer.
Benefits of Home Credit Loan App
- After your loan is approved, the loan amount will be directly transferred to your account.
- Home Credit Loan App is a secure loan app.
- With this app, you will get a personal loan of up to Rs 5 lakh.
- To avail a loan, you need only two documents: address proof and PAN card.
- To avail a loan from Home Credit Loan App, you must be above 18 years of age.
Home Credit Loan App Application Process
- First of all, you have to download Home Credit Loan App from Play Store in your phone.
- After this, open the app and first fill in your name and then fill in your mobile number and then an OTP will come on your mobile number, after filling which you have to proceed.
- After this, enter a pin and once again fill the same pin and proceed.
- After this, complete information about the app will come in front of you, which you can read well.
- After this, you have to enter your e-mail, an OTP will come on that e-mail, after filling which you have to proceed.
- After this, some language options will come in front of you that in which language you want to do it.
- After this, you have to fill some information, first of all you have to tell why you are taking the loan, many options will come in front of you, you have to click on the work for which you want to take the loan.
- After this, you have to tell what work you do, whether you are a salaried employee or self-employed or do some other work, whatever you do, click on it.
- After this, you have to tell how much you earn every month, you have to fill your income and proceed.
- After this, you have to send a selfie and a photo of your PAN card and proceed.
- After this, all the information of your PAN card will be filled, if you want to change something, you can change it.
- After this, you will be told how much loan you will get because your credit score will be checked on the basis of PAN card, according to that you will get the loan amount, now you can choose how much loan amount you want, according to that the EMI will be told.
- After this, you have to fill your bank account information, first of all fill the name of the bank, bank account number and IFSC code and proceed.
- After this, you have to give the statement of your bank account and then your bank account will be checked.
- After this your loan will be fully approved and the loan amount will be sent to your bank account within just 5 minutes.
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