Friends, in today’s post we will know who will get HDFC Bank Personal Loan, what documents are required to take HDFC Bank Personal Loan, what will be the rate of interest on taking HDFC Bank Personal Loan, how much HDFC Bank Personal Loan will be available, how much time will be available to repay HDFC Bank Personal Loan, what are the benefits of taking HDFC Bank Personal Loan, what are the conditions for taking HDFC Bank Personal Loan, how to apply for HDFC Bank Personal Loan. Friends, let’s start this post today without delay and move forward.
HDFC Bank Personal Loan Eligibility
- Your age should be between 21 and 60.
- People who have an account in this bank should earn 25 thousand rupees per month.
- If you do not have an account in these banks, then your monthly income should be 50 thousand rupees.
- If you do a job, then you should have 2 years of experience.
HDFC Bank Personal Loan Required Documents
- Address Proof (Aadhar Card, Driving License, Passport, Voter ID Card any one of these)
- Identity Proof (Passport, Aadhar Card, Driving License, Voter ID Card any one of these)
- Bank statement of last three months
- Salary slip of last month
What Are The Benefits Of Taking HDFC Bank Personal Loan
- If you have a loan from other banks, you can transfer it to HDFC Bank at lower interest rates.
- You can easily repay HDFC Bank Personal Loan through EMI.
- You can get HDFC Bank Personal Loan up to Rs 40 lakh which is a lot.
- You can get HDFC Bank Personal Loan no matter what you do.
- Your documents will be absolutely safe in this bank.
How To Apply for HDFC Bank Personal Loan
- First of all you have to go to HDFC Bank website and click on personal loan from the loan category.
- First of all you have to tell whether you are salaried or self-employed, if you do any job then click on salaried and if you do some work on your own then click on self-employed and proceed.
- After this you have to fill your mobile number and fill your date of birth which is on the PAN card and proceed.
- Now a 6 digit OTP will come on your mobile number, fill it and submit it.
- After this you have to give your personal information, first of all you have to fill your first name and last name, after this you have to tell whether you are male or female, after this you have to fill your PAN card number and enter your e-mail ID and proceed.
- After this, you have to tell the name of the place where you work and after this you have to tell how much you earn every month, after this you have to tell whether you pay any EMI in advance or not, after this you have to enter the email ID of the place where you work and proceed further.
- After this you have to enter your full address and submit the pin code.
- After this your income will be checked, first of all you will get many bank options, click on the bank in which your income comes.
- After this you will get three options, one of mobile OTP, second of net banking and third of bank statement, you can choose the easiest option of mobile OTP out of these three. After this an OTP will come on your mobile number which has to be filled and your income check will be completed.
- After this how much loan you will get, it will come in front of you, you can also reduce that loan amount and you will get all the information below that how much interest will be charged on the loan amount, in how much time you will have to repay the loan.
- After this you have to complete your Aadhaar KYC. First of all, you have to fill in your Aadhaar card number and an OTP will come on the mobile number linked to the Aadhaar card, which has to be filled and submitted.
- After this, you have to provide your bank details, first fill in the bank account number, then IFSC code and bank name and submit it. After this, the loan amount will soon come to your bank account.
IMPORTANT LINKS
| HOME PAGE | CLICK HERE |