Today we will talk about an application that will give you instant personal loan. The name of the app I am talking about today is Groww Credit Loan App. This app was launched on 21 January 2024. More than 1,00,000 people use this app. Friends, in today’s post we will know what documents will be required to take a loan from Groww Credit Loan App, who can get a loan from Groww Credit Loan App, what will be the interest rate on taking a loan from Groww Credit Loan App, how much time will be available to repay the loan from Groww Credit Loan App, how much loan can be obtained from Groww Credit Loan App, what are the benefits of taking a loan from Groww Credit Loan App, how to apply to take a loan from Groww Credit Loan App. Come on friends, without any delay, let us know about this app in detail.
What will be the rate of interest on taking the loan?
When we think of taking a loan from somewhere, the first question that comes to our mind is what will be the rate of interest from where we will take the loan. When we know how much the interest will be, only then we will be able to find out how much loan amount we will have to repay. On taking a loan from Groww Credit Loan App, the interest rate can be from 13% to 48% per annum. The interest rate will be decided on the basis of your credit score and profile. If your credit score is good then the interest rate will be attractive.
Who will get Groww Credit Loan App?
- You must be a citizen of India.
- Your age should be between 21 and 55.
- You must have a source of income.
Shop on EMI with Groww Credit Loan App?
Yes friends, you can also shop through this app. Friends, it often happens that we want to buy a big item but are unable to buy it due to lack of money at once. Friends, if you want to buy any item like TV, fridge, washing machine, any household appliance, then you will be able to buy it easily through installments. Now you can buy every appliance of your choice and can easily pay its money little by little.
What are the benefits of taking loan from Groww Credit Loan App?
- From here you can take a personal loan of up to Rs 10 lakh and fulfill your needs.
- With the Groww Credit Loan App, you can buy any home appliance through installments.
- You can also check your credit score with the Groww Credit Loan App.
- You can repay your loan through installments.
Process to apply for loan from Groww Credit Loan App
- First of all you have to go to Google or Play Store and download Groww Credit Loan App on your mobile.
- After this you have to enter your email ID. After this you have to fill your full PAN card number.
- After this your data will be checked and your name and PAN card number will appear on the screen, after this you have to fill your date of birth and proceed further.
- After this you have to tell whether you are a man or a woman, you have to tell your gender and tell about your work, what work you do, do not choose housewife or student, your loan will not be approved.
- After this you have to tell how much you earn in a year, fill your annual income and you will be asked for location permission, which has to be allowed.
- After this your credit score will be checked and you will get an offer of pre-approved loan. Suppose you have got an offer of 1 lakh and you only need a loan of Rs 50,000, then you can reduce your loan, you will get as much as you need.
- After this, based on the loan you have chosen, you will be able to see how much time you will get to repay the loan, what will be the interest rate and how many installments will have to be paid every month.
- After this, you have to set Auto-pay, let us first tell you what it is, it happens that the installment you have to pay every month will be automatically deducted from your bank every month.
- After this, first of all, fill the bank account number of the bank whose information you will give. That bank should have a debit card or net banking. You can click on the debit card and now you have to fill the debit card number and after giving this information, an OTP will come on the mobile number linked to your bank, which has to be filled and submitted.
- After this you have to click your selfie, you will click on take selfie and your camera will open and you have to take a good selfie, there should be good light while taking selfie and there should be no glasses or hat and you have to upload the selfie.
- After this all the information about your loan will come in front of you which you can read properly.
- After this you are being asked why you are taking the loan, you will get many options in front of you from which you can choose any one.
- After this you are being told that within just 30 minutes the loan amount will be sent to your bank account and friends, as you keep repaying this loan, you will also get the option of more loan amount which you can take immediately in difficult times.
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