Friends, the name of the bank whose personal loan we will talk about is Dhanlaxmi Bank. Friends in today’s post we will know who can take Dhanlaxmi Bank Personal Loan, what will be the rate of interest on taking Dhanlaxmi Bank Personal Loan, what documents are required to take Dhanlaxmi Bank Personal Loan, what are the benefits of taking Dhanlaxmi Bank Personal Loan, how much Dhanlaxmi Bank Personal Loan will you get, how much time will you get to repay Dhanlaxmi Bank Personal Loan, how to apply for Dhanlaxmi Bank Personal Loan. Friends, let’s start today’s post without any delay and move forward.
How Much Will You Get As Dhanlaxmi Bank Personal Loan?
First of all, we get to know how much personal loan we will get from this bank. Before taking a loan from anywhere, we find out how much loan we will get from the bank from where we are taking the loan so that we can find out whether we will be able to fulfill our needs with that loan or not. Salaried people can take Dhanlaxmi Bank Personal Loan from Rs 1 lakh to 15 lakh and self-employed people can take from Rs 3 lakh to 15 lakh. This much personal loan is enough to fulfill our needs.
What % of interest Will Be Charged On Taking A loan?
Friends, whether you borrow money from someone or take a loan from a bank, the interest rate is charged everywhere. Friends, now we know what will be the interest rate on taking Dhanlaxmi Bank Personal Loan. So, on taking a loan from this bank, the interest rate can be from 13.30% to 17% per annum, but the interest rate has not been fixed, it will be based on your profile that what will be the interest rate.
Who Can Take Dhanlaxmi Bank Personal Loan?
- Your age should be more than 23 years.
- You can take loan from here no matter what kind of work you do.
- You should have experience of your work. If you are salaried then you should have 2 years of experience and if you are self-employed then you should have 3 or 4 years of work experience.
- If you are salaried then your monthly income should be Rs 35,000.
- If you are self-employed then your annual income should be Rs 1 lakh 80 thousand.
What Are The Benefits Of Taking Dhanlaxmi Bank Personal Loan?
- The interest rate on taking Dhanlaxmi Bank Personal Loan will be attractive.
- The repayment period on taking Dhanlaxmi Bank Personal Loan will be flexible.
- The process of taking Dhanlaxmi Bank Personal Loan is easy and simple.
- You can take Dhanlaxmi Bank Personal Loan up to Rs. 15 lakh which is enough to fulfill your need.
- You can take Dhanlaxmi Bank Personal Loan both ways, sitting at home and going to the bank.
How To Apply for Dhanlaxmi Bank Personal Loan?
- First of all you have to go to the website of Dhanlaxmi Bank.
- After this, click on personal loan from the loan option and you can read all the information about personal loan.
- After this you have to fill some information, first of all you have to fill your first name and last name, after this you have to enter your e-mail ID.
- After this you will be asked whether you have an account in this bank or not, if yes then say yes and if not then no.
- After this you have to fill your mobile number and an OTP will come on your mobile number, which has to be filled and submitted.
- After this you have to fill your PAN card number and fill your date of birth, after this you have to tell whether you live in your own house or in a rented house, after this you have to tell whether you are a woman or a man and proceed further.
- After this you have to tell how much loan you want to take, you have to fill the amount of loan you want to take.
- After this, you will have to give information about your work, what work you do, if you do a job then click on Salaried and if you do your own business then click on Self Employed and you have to tell how much you earn every month.
- After this, some information will be obtained from you based on what you have chosen, you have to enter the address of where you work and enter the pin code.
- After this, you have to enter the full address of where you live and enter the pin code of your area.
- After this, you have to fill in your Aadhar card number and an OTP will come on the number which is linked to the Aadhar card, which has to be filled.
- After this, you have to give your income certificate which is available with you, you can give that bank statement or salary slip.
- After this you will be told how much loan you can take, you can also reduce the loan amount and you will be told in how much time you have to repay the loan, what will be the rate of interest and every type of information will come in front of you which you can understand well.
After this you will get a KYC call. If you do not get a KYC call, then a person from the bank will come to your house. - After this you will have to provide your bank account details like bank account number, IFSC code etc. and you will be told when the loan amount will be credited to your account.
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